22/10/2010

Despite being our nearest and dearest, when it comes to identifying the perpetrators of ID fraud, it seems we are quick to point the finger at those who have the easiest access to our personal details.

More than 5,000 identity fraud victims sought help from Experian in reclaiming their identities in 2009. Experian’s analysis shows that one in three fraud victims (31%) claimed to know who hijacked their identity and, of those, over two thirds (69%) suspected a family member .

The statistics which are being highlighted to coincide with National Identity Fraud Protection Week (18th-22nd October) - reveal that, after family members, tenants were the next most accused group of acquaintances. A quarter of victims suspect renters and lodgers of fraudulently cashing in on shared mailboxes and undirected post.

Friends represented three per cent of suspected identity fraudsters, followed by ex-partners (two per cent). Work colleagues were also identified, completing the circle of acquaintances in prime positions to know most about their victims and to take advantage of that knowledge.

Experian has witnessed a change in the types of people being targeted, with a clear move away from well-off victims. Instead, identity fraud is moving to the mass market with higher volumes of lower value fraud crimes against those whose lifestyles make them more vulnerable groups. These include young professionals and low-income single parent families. Those most at risk included people living in flats with communal halls and shared postal deliveries or those who move frequently.

Peter Turner from Experian’s ProtectMyID.co.uk service, comments: “Unfortunately, it seems that those who are most trusted are also those most likely to be put under the spotlight when ID fraud is committed. With this research revealing that so many victims think they know who the perpetrator is, suspicions are bound to run riot as to who it might be.

It has never been more important to be vigilant with personal details and ensure you keep passwords and private data to yourself. ProtectMyID.co.uk has help and advice on what to do if you believe you may have been a victim of fraud.”

ProtectMyID.co.uk offers continual monitoring for signs of potential fraudulent activity, notifying users by email or text if change is detected. For more information log on to www.protectmyid.co.uk.